Dear Friends,

While you wouldn't know it from the beautiful weather we recently have been enjoying in Northern California, winter is fast approaching, and concurrently, the shortest day of the year, December 21st, known as the winter solstice. The sun will set EARLY on 12/21, at 4:31PM, and in terms of daylight, the day is 5 hours, 50 minutes shorter than the summer solstice on June 21st. All of this is so because the tilt of the Earth's axis is least aligned with the sun, providing us with the least daylight of the year:

Transitioning to an admittedly contrived and transparent segue, the alignment of today's political, economic, and social environment seemingly becomes less and less understandable as time marches on. However, there is also much to be thankful for, as these short days are temporary, and the candle is blown out only as the light of dawn appears.

Much has occurred in the past two weeks: Miss Universe was crowned in Las Vegas, Cyber Monday deals were in full force, Prince Harry is off the market as he and Meghan Markle are now engaged, two-time Super Bowl champ Eli Manning was benched, Matt Lauer and Al Franken dig their own graves, Jim Nabors (Gomer Pyle) RIP, the New York Yankees have a new manager, the ongoing and horrific Ventura County fires, and Bitcoin's wild ascension.

Highlights of the curated content found below include:

  • Towerpoint Wealth hosted 83 clients, friends, and colleagues for a fabulous client appreciation / "official" kick-off / holiday party on Wednesday evening at the Scandal Bar inside of the swanky Citizen Hotel. Click through below to see some great pictures!
  • Please take a few minutes to review the just-released November edition of our market commentary, entitled “All is for the Best in the Best of all Possible Worlds
  • We invite you once again to RSVP for Towerpoint Wealth's next L&L educational workshop, Year-End Tax Saving Tips, on December 13th:

The world continues to become a more complicated, twisted, and confusing place, and we encourage you to call (916-405-9140) email ( or Tweet (@twrpointwealth) us with any concerns, questions, or needs. We are here for you, and look forward to connecting with, helping, and being a direct, independent, and no-strings-attached expert financial resource for each of you.

- Joseph and the Towerpoint Wealth team

TPW Original Content
Click here to see the swanky and fun photos of TPW's Roaring 20's themed party: Also be...
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All is for the Best in the Best of all Possible Worlds * Goldilocks is going back for thirds. The beneficent global economic regime we've described for the past several months remains so...
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Don't wait until it is too late - join us for our next free Lunch & Learn educational workship on 12/13, and learn a few specific year-end moves to make to REDUCE what you pay to Uncle Sam!
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TPW Favorite Articles
* One analysis of 11 rich countries estimates that the average mother spent 54 minutes a day caring for children in 1965, but 104 minutes in 2012. * Men do less than women, but far more t...
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Gift guide for the entrepreneur in your life
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A new survey finds that humans are about as tall, fit and long-living as we'll ever get.
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Close to 50 million Americans could be in the early stages leading to Alzheimer's disease right now, according to a new forecast.
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When you eat, how you watch TV, and a number of hygiene habits may be seemingly harmless, but in reality, they could be shaving years off of your life. The post 9 Everyday Habits You Don'...
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