TPW Financial Podcast

Welcome to the Season 2 premiere of “A Wealth of Knowledge,” where we’re plunging into the depths of wealth management to equip you with indispensable guidance and expertise for safeguarding your financial future.

Based in Sacramento, California, Towerpoint Wealth transcends the conventional role of a wealth management firm – we’re your unwavering financial allies. Renowned as industry leaders, we uphold a sacred fiduciary duty to our clients, ensuring that every decision made is firmly rooted in your best interests.

Join us as our seasoned and fully independent financial advisors generously share their wealth of expertise, walking alongside you at every turn of your financial journey. Whether you’re crafting a bespoke investment strategy, plotting your retirement path, or seeking comprehensive financial solutions, rest assured, we’re here to empower you towards achieving your aspirations.

In this episode, helmed by Towerpoint Wealth’s President, Joseph Eschleman, CIMA®, we’re privileged to welcome special guests: Director of Tax and Financial Planning, Steve Pitchford, CPA, CFP®, and Associate Wealth Advisor, Megan Miller. Together, we’ll tackle six of the most pressing tax questions posed by our clients and friends regarding the 2024 tax season.

LISTEN NOW – Navigating the 2024 Tax Season: Your Top 6 Questions, Answered!

Are you enjoying “A Wealth of Knowledge“? Don’t forget to follow and subscribe to Towerpoint Wealth’s premier podcast!

Dive Deeper: Treasury Bills vs. Certificates of Deposit in an all new episode of @twrpointwealth “A Wealth of Knowledge” Podcast – Join President Joseph and special guest advisor @jlattt in this episode as they dissect the nuances of Treasury bills (T-bills) and Certificates of Deposit (CDs), helping you navigate the best choice for conservative investors.Discover the robust advantages T-bills offer, from advanced security features to potential tax benefits and enhanced liquidity. Remember, each investment requires thoughtful consideration. Consult a certified, independent financial planner before making any changes to your investment strategy.

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In this episode, our President, Joseph Eschleman, CIMA®, and our Director of Tax and Financial Planning, Steve Pitchford, CPA, CFP^®, as they unravel the complexities of managing and reducing the “necessary evils” of investing: expenses and income taxes. Join us as we share valuable insights and practical strategies to empower you as an investor. Discover how to take control of your financial destiny by minimizing expenses and optimizing your tax planning. No longer will these necessary evils hinder your net worth building journey.

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In this episode Megan Miller and Joseoh Eschleman talk about the 9 tax strategies real estate investors must know. 

As Towerpoint Wealth’s President and founder, Joseph provides customized financial planning and strategic wealth management counsel. In building an impressive 21 year career, he continues to help a select group of successful individuals, business owners and entrepreneurs, corporate professionals, and retirees both grow and protect their personal net worth. Joseph’s extensive training, experience, and expertise in portfolio and investment management, sustainable income generation, and comprehensive wealth protection and asset transfer planning has helped him move clients toward their ultimate goal – complete economic peace of mind. Megan is the newest member of the Towerpoint Wealth family, joining the firm in December of 2022. She brings with her over a decade of experience in individual tax compliance and consulting, as well as a deep background in tax financial planning, personal investing, and real estate.

Read Megan’s full bio here: https://towerpointwealth.com/sacramento-towerpoint-wealth/towerpoint-wealth-team/megan-miller-associate-wealth-advisor/

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My what a difference 18 months makes!

Do you own real estate in the greater Sacramento area? Recently bought a home here? Or, just thinking about buying or selling real estate in the City of Trees?

The Sacramento real estate market today is markedly different than the spring of 2020, and certainly not white hot. However, although things have calmed down, here at Towerpoint Wealth, we believe it is useful to remember and understand both how and why the market became so overinflated, as to not repeat the same mistakes twice, and to recognize the benefits of the Sacramento real estate market being a buyer’s market now, versus a seller’s market not too long ago.

So enjoy listening to the discussion our President, Joseph Eschleman, shared with veteran real estate agent Brian Kassis, of Re/Max Gold, back in April of 2021.

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Economy in Recession? Five specific strategies to help you recession proof your portfolio

Is the United States economy on the verge of slipping into a recession? Or is the exact opposite happening – is the economy continuing to recover, and is more robust than it is getting credit for? Are we looking towards an economy in recession, or are we more recession proof than many economists believe?

While our economy is by no means recession proof, it should come as no surprise to our clients and to TPW friends and colleagues that we take this volatility with a grain of salt, as we pay attention, but rarely react, to these short-term movements. Is a recession coming?

Perhaps, but there is anything but consensus on what happens next.

What we do know is this:

1. While the economy is by no means recession proof, economic expansions tend to be much more robust than recessions.

2. Even if we are facing an economy in recession, that over the past 73 years, bull markets have lasted longer (50 months, on average) than bear markets (13 months, on average), and have more than made up for periodic market declines. This all begs the question: If we are facing an economy in recession, what can YOU do to recession-proof your portfolio?

This educational podcast will specify FIVE strategies to help you recession proof your portfolio, even if we are facing an economy in recession!

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