Helping clients properly coordinate all of their financial affairs, with the goal of achieving, and then maintaining, their financial independence.
To fulfill our mission, we maintain a dedicated focus on you, our client. While we are unable to guarantee specific financial outcomes, we are confident that our experience, sensibility, discipline, integrity, and individualized approach will help markedly increase the probability of your success in achieving, and then protecting, your financial independence.
Triangulation of Advice
As an RIA, Towerpoint Wealth promotes what we call the “Triangulation of Advice.” It means our advice is separated from both where your assets are held and where the products and services we use are created. Towerpoint Wealth, based in Sacramento, minimizes these conflicts of interest by isolating each important consideration that influences our financial advice.
Are you curious about or have a more specific interest in responsible investing? Towerpoint Wealth, located in Sacramento, has the resources, expertise, and experience to help you properly construct your investment portfolio to reflect your personal values, without compromising your ability to have a diversified portfolio earning competitive returns.
The centerpiece of Towerpoint Wealth’s investment strategy focuses on setting a strategic asset allocation, and then ensuring we are disciplined about rebalancing that asset allocation regularly. Sacramento financial advisors will work with clients to construct a disciplined plan and strategy in times of stability, to ensure we do not change it during times of instability.
Subscribe to Towerpoint Wealth’s complimentary weekly eNewsletter and/or traditional quarterly Financial Insider newsletter to stay up to date on the latest personal finance, investing, wealth management, market, and economic news and trends.
Frequently Asked Questions
Why did you decide to move to a fully independent model?
We have decided to become independent for many reasons, the most central of which is you, our client. Because we are no longer employees of a large brokerage firm, we are no longer obliged to prioritize the interests of our employer over those of our clients. We are confident that we can serve your needs much more effectively as an independent firm. Over the last ten years, the technology available to independent firms has far surpassed earlier financial tools. Access to these advances enables us at Towerpoint Wealth to serve our clients with a wider and more advanced spectrum of worldwide, cutting-edge resources, eclipsing our previous capabilities. This open-architecture model frees us from the legacy systems to which we were previously captive, allowing us to leverage innovative technology on your behalf. Simply put, we believe this work environment minimizes conflicts between us and the needs of our clients. As Sacramento Wealth Advisors, we now work for ourselves, serving solely our clients and helping them improve their financial lives through integrated, transparent and more personalized solutions. Towerpoint Wealth Why Independent >
What services do you provide, exactly?
Towerpoint Wealth seeks to provide clients financial peace of mind. The peace of mind from knowing their finances are properly coordinated and on the right track. Simply put, our Sacramento Financial Advisors help our clients make better financial decisions and take full advantage of the opportunities available to them. Towerpoint Wealth clients leverage the myriad of wealth management services we offer, with the singular focus of achieving, and then maintaining, their financial independence, allowing them to live a better life while not worrying about money. Towerpoint Wealth Services >
What is your approach to helping Towerpoint Wealth clients?
Towerpoint Wealth believes that money, in the purest sense of its form, is just a means to an end. And while having enough forms the cornerstone in helping clients achieve, and then maintain, the peace of mind that goes along with being financially independent, we firmly believe in a consultative process that begins with getting to know and learn about you, our client: your hopes, dreams, background, fears, motivations, and vision you have of your and your family’s future. In other words, our Sacramento Financial Advisors sincerely want to know what makes you tick. Towerpoint Wealth Philosophy & Strategy >
Are you legally a fiduciary for your clients?
Yes. We are a legal fiduciary for our clients. In the investment field, there are two types of primary parties who are able to offer investment advice regarding securities to individuals, as well as to institutional clients such as pension funds, non-profit organizations and corporations. These parties are 1.) investment advisors and 2.) investment brokers who work for brokers-dealer. Many clients may consider the investment advice they receive from each party as similar, but there is a key difference that may not be completely understood by the investing public. The difference pertains to two competing standards that advisors and brokers must adhere to, and the distinction has important implications for individuals who hire outside financial assistance. Towerpoint Wealth Fiduciary Standard >