We help you remove the hassle of properly coordinating all of your financial affairs, so you can live a happier life and enjoy retirement

TPW Wealth Management Services

We are a wealth management advisory firm staffed with advisors credentialed as a Certified Financial Planner® (CFP), as a Certified Investment Management Analyst® (CIMA), and as a Certified Public Accountant (CPA). As a boutique wealth management firm, we have a legal fiduciary obligation to you, our client, and our fully independent financial advisors welcome helping you construct a customized, disciplined, and comprehensive financial, investment, and retirement plan.

TPW Recent Financial News

As a fiduciary financial advisor to our clients, we are acutely attuned, but rarely reactive, to the latest financial, societal, and economic developments. Being a boutique wealth management advisory firm, one of the ways we fulfill our legal fiduciary responsibility to you, our client, is through the publication of various informational white papers, blog posts, and educational videos.

TPW Trending Today

NEW Rules to Ensure That Your Retirement is SECURE? 07.09.2021

Here we go! “How much do I need to retire? How much in retirement savings should I have?” – two questions virtually all of us have asked ourselves as our non-working, non-earning years draw closer. If (or perhaps we should say WHEN) the Secure Act 2.0 becomes law, many pre-retirees will have a myriad of additional new […]

TPW News / Media

Five Things I Wish Someone Told Me Before I Became A Founder 02.12.2021

Our President, Joseph F. Eschleman, CIMA®, was interviewed by Candice Georgiadis, a contributing writer to Authority Magazine, as part of her series about leadership lessons of accomplished business leaders. Joseph’s story and message does an excellent job of summarizing not only how passionate and driven he is as President and founder of Towerpoint Wealth, but […]

TPW Money Musings

Restricted Stock Units | RSU 04.28.2021

Restricted Stock Units | A common program many publicly traded companies offer to their employees is an Employee Stock Purchase Plan. But ESPPs aren’t the only stock plan out there. Many companies have a different type of stock compensation program that allows them to grant you shares, called Restricted Stock Units, or RSUs for short.  […]

TPW This Just In

Towerpoint Wealth Gives to the Homeless 06.16.2021

Part of the Towerpoint Wealth culture is to regularly volunteer as a work family and find opportunities to give back to our community. Yesterday, in conjunction with the Cathedral of the Blessed Sacramento  and with the help of Marilynn Fairgood, the Brown Bag Lunch program coordinator, we had an opportunity to assemble, and then distribute, sack lunches and […]

TPW White Papers

Restricted Stock Units – RSU 05.01.2021

Restricted Stock Units (RSUs) can be a significant component of an employee’s compensation package. But what exactly is an RSU? How are they treated for tax purposes? How do you plan most effectively when your RSUs vest? The 411 on Restricted Stock Units will tackle these questions and more. What are Restricted Stock Units? RSUs […]

Trending Today is our bi-weekly Sacramento financial advisor newsletter, designed to:

  • Deliver no-nonsense original content designed to enhance your financial knowledge
  • Spotlight timely news and topical events to keep you abreast of what we feel is actually important in today’s complicated world
  • Clarify and simplify many wealth management and financial planning concepts

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“We cannot direct the wind, but can adjust the sails”
- Bertha Calloway

Sacramento Wealth Advisor_Financial Plan Towerpoint Wealth

Sacramento financial advisor

Why did you decide to move to a fully independent model?

We have decided to become independent for many reasons, the most central of which is you, our client. Because we are no longer employees of a large brokerage firm, we are no longer obliged to prioritize the interests of our employer over those of our clients. We are confident that we can serve your needs much more effectively as an independent firm.

 

Over the last ten years, the technology available to independent firms has far surpassed earlier financial tools. Access to these advances enables us at Towerpoint Wealth to serve our clients with a wider and more advanced spectrum of worldwide, cutting-edge resources, eclipsing our previous capabilities. This open-architecture model frees us from the legacy systems to which we were previously captive, allowing us to leverage innovative technology on your behalf. Simply put, we believe this work environment minimizes conflicts between us and the needs of our clients. As Sacramento Wealth Advisors, we now work for ourselves, serving solely our clients and helping them improve their financial lives through integrated, transparent and more personalized solutions. Towerpoint Wealth Why Independent >

What services do you provide, exactly?

Towerpoint Wealth seeks to provide clients financial peace of mind. The peace of mind from knowing their finances are properly coordinated and on the right track. Simply put, our Sacramento Financial Advisors help our clients make better financial decisions and take full advantage of the opportunities available to them.

 

Towerpoint Wealth clients leverage the myriad of wealth management services we offer, with the singular focus of achieving, and then maintaining, their financial independence, allowing them to live a better life while not worrying about money. Towerpoint Wealth Services >

What is your approach to helping Towerpoint Wealth clients?

Towerpoint Wealth believes that money, in the purest sense of its form, is just a means to an end. And while having enough forms the cornerstone in helping clients achieve, and then maintain, the peace of mind that goes along with being financially independent, we firmly believe in a consultative process that begins with getting to know and learn about you, our client: your hopes, dreams, background, fears, motivations, and vision you have of your and your family’s future.

 

In other words, our Sacramento Financial Advisors sincerely want to know what makes you tick. Towerpoint Wealth Philosophy & Strategy >

Are you legally a fiduciary for your clients?

Yes. We are a legal fiduciary for our clients. In the investment field, there are two types of primary parties who are able to offer investment advice regarding securities to individuals, as well as to institutional clients such as pension funds, non-profit organizations and corporations. These parties are 1.) investment advisors and 2.) investment brokers who work for brokers-dealer.

 

Many clients may consider the investment advice they receive from each party as similar, but there is a key difference that may not be completely understood by the investing public. The difference pertains to two competing standards that advisors and brokers must adhere to, and the distinction has important implications for individuals who hire outside financial assistance.

Ask a Question – Let’s Chat!

Complete this form to connect with one of our Sacramento financial advisors for a no-strings attached conversation, or for an objective, expert response to any financial questions or concerns you have

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