Towerpoint Wealth team
As an independent firm, we are free from the corporate agendas we identified at large Wall Street banks and are able to operate solely in the best interests of our clients. We may now cultivate more direct relationships with our clients because there is no middleman. As a Registered Investment Advisor (RIA), we are no longer held to the basic suitability standard for any client accounts; we are now legally held to the highest standard in the industry, the fiduciary standard, in providing services to all of our clients. Being a fully independent firm gives us a greater level of agility and expands our ability to focus on what we do best: advocate for you with the highest level of attention and dedication to your needs. At Towerpoint Wealth, we are optimally positioned to help you achieve your goals with complete objectivity, transparency, and expanded capabilities.
Independence allows us—and you—many freedoms, one of which is the ability to choose from a long list of strategic partner organizations, not only to smooth your transition to working with us, but also to facilitate our internal management and operations. We’ve partnered with some of the leading names in the wealth management industry – in other words, we are completely independent, but by no means alone.
Joseph Eschleman, CIMA®
As Towerpoint Wealth’s founder, Joseph has an impressive career of providing strategic planning and wealth management advice spanning more than 21 years. He possesses extensive training and experience in investment management as well as retirement income and wealth transfer planning for successful individuals who have worked hard to grow their personal net worth, growing businesses and their owners, corporate professionals, and retirees. With special expertise in long-term investment planning, Joseph brings his clients an array of solutions that are both reliable and innovative.
Joseph launched the Towerpoint Wealth team following a successful tenure as a Managing Director – Investment Officer, working in Wells Fargo Advisor’s Private Client Group office in Sacramento, California. His career began in 1999, working as a financial advisor with Prudential Securities, and following its acquisition in 2004, Joseph joined the new parent company, Wachovia Securities, as a Senior Vice President, where he continued to fulfill his commitment to strengthening and coordinating the financial lives of his clients.
Joseph graduated cum laude from Lehigh University with a Bachelor of Science degree from Lehigh’s College of Business and Economics in 1998. As a long-time member of the Investments and Wealth Institute (formerly IMCA), he officially earned the prestigious CIMA® or Certified Investment Management Analyst designation in 2003. In addition to maintaining his CIMA, Joseph’s professional licenses include:
In his career, Joseph was featured as “Money Man Joe” for eight years as a regular television guest for Sacramento’s primary ABC affiliate, KXTV News10. Addressing various investment planning, financial, and economic issues, Joseph regularly interfaced with anchors such as Dan Elliott, Keba Arnold, Christina Mendonza, and Walt Gray. He has also been interviewed on numerous occasions by Nannette Miranda of KGO-TV, San Francisco’s ABC affiliate, and has also spoken about various wealth management topics for a number of local agencies and organizations.
Joseph has proudly been married to his wife, Megan, for 18 years and the couple are proud parents of their thirteen-year-old daughter, Josephine, and ten-year-old son, Henry. The family lives in Curtis Park, a historic Sacramento neighborhood, and when he is not coaching his son’s youth baseball or basketball teams, Joseph enjoys working out, and running the beautiful off-road trails in the greater Sacramento area. He also is a huge sports fan, and regularly can be caught participating in, watching, or attending a baseball, basketball, or football game.
Jonathan W. LaTurner
Partner, Wealth Advisor
Jonathan has over a decade of experience in the financial services industry and serves a clientele which includes private fiduciaries, successful professionals and their families, non-profit organizations and corporations. Prior to joining Towerpoint Wealth, Jonathan was a part of Wells Fargo Advisors for 6 years. He also previously worked for First Citizens Bank where he gained experience in managing complex financial relationships. Jonathan earned his B.S. in Business Administration with a concentration in Finance from California State University at Sacramento and his M.B.A. from Drexel University’s LeBow College of Business.
Jonathan is guided by a set of core principles; he acts only in the best interest of his clients by providing objective and multi-faceted financial advice that is tailored to each client’s needs. Jonathan maintains the highest level of ethical and professional standards. He uses a transparent, straightforward approach to investing that begins with listening, which allows him to discern the client’s personal, business and philanthropic priorities. He then recommends a customized financial and investment strategy to address the client’s goals. Whether the outcome requires complex estate planning paired with tax management strategies, retirement plan analysis, investment related probate polices or wealth transfer strategies, Jonathan has the knowledge and experience to help achieve the right balance of risk and return for his clients.
Steve Pitchford, CPA, CFP®
Director of Tax and Financial Planning
Steve began working at Towerpoint Wealth in January of 2018, focusing on Towerpoint Wealth’s tax planning platform and also working closely with Towerpoint clients in developing, implementing, and monitoring their customized investment strategies and overall wealth management plans.
As a member of the firm’s tax and financial planning committees, Steve specifically advises clients on a myriad of tax planning issues, prepares internal and external tax content and recommendations, and works closely with clients’ tax professionals to ensure a conscious integration of portfolio management and tax minimization. On the financial planning side, he develops and prepares detailed financial and retirement plans to help clients achieve their goals.
Steve obtained his CPA or Certified Public Accountant license from the state of California in 2012, and also earned his CFP® or Certified Financial Planner designation in 2016. In addition to maintaining both his CPA and CFP®, Steve passed the Uniform Investment Advisor Law Examination in 2015 (the Series 65 examination) to become a Uniform Investment Advisor.
Steve began his career as a tax consultant for Deloitte in 2010, ultimately advancing to a senior consultant position within the firm. Having always had a passion for investing and with a desire to continue to work directly with individuals, Steve’s career transitioned to wealth management in 2013.
Steve is originally from the Bay Area. He attended the University of California, Davis where he graduated in 2010 with a Bachelor’s Degree in Economics and a minor in Managerial Economics. He also completed the Certificate of Advanced Accounting Proficiency through