Strategic Tax Planning in Sacramento, CA

Proactive, Personalized Tax Planning for Sacramento Professionals and Business Owners

At Towerpoint Wealth, we understand that effective tax planning is about more than just minimizing your April 15th bill—it’s about taking a long-term, strategic approach to your financial life. For high-net-worth individuals, professionals, and business owners in Sacramento, CA, this means building customized tax strategies that preserve wealth, reduce unnecessary liabilities, and support your broader financial goals.

Our team works year-round—not just during tax season—to help you proactively plan for what’s ahead. As a fiduciary wealth management firm based in Sacramento, we offer tax planning that’s tailored, transparent, and fully aligned with your best interests.

Why Tax Planning Matters More Than Just Filing

Minimize Liability and Maximize Opportunity

Many tax services focus solely on compliance—filing returns and ensuring boxes are checked. At Towerpoint Wealth, we go deeper. Our clients in Sacramento and surrounding areas face a range of complex tax considerations, from navigating equity compensation and RSUs to managing multiple income streams across state lines. We help you identify strategic opportunities that reduce your tax burden now and in the future.

Integrate With Your Broader Wealth Management Goals

Your tax plan shouldn’t exist in a silo. We integrate tax strategies with your investment portfolio, estate plan, retirement income strategy, and charitable giving. Whether you’re a Sacramento entrepreneur planning to sell your business or a retired executive managing distributions, we coordinate every piece of your financial picture with tax efficiency in mind.

Common Tax Planning Challenges in Sacramento

Multi-State Tax Exposure for Bay Area Transplants

With many clients relocating to Sacramento from the Bay Area, multi-state tax exposure is increasingly common. We help navigate residency issues, income sourcing, and how to structure assets across state lines for maximum efficiency.

High-Income Professionals and Complex Portfolios

Executives, attorneys, and physicians in Sacramento often have income from multiple sources—wages, investments, stock options, real estate. We analyze your full financial picture to uncover planning opportunities that traditional tax professionals may overlook.

Business Succession and Exit Strategies

If you’re preparing to sell or transition your business, tax planning is critical. We help Sacramento business owners reduce capital gains, leverage installment sales, and structure exits that protect your financial legacy.

Our Sacramento Tax Planning Services Include:

Strategic Income Tax Reduction

We employ strategies such as Roth conversions, income shifting, and tax-loss harvesting to reduce current and future tax liability.

Business Entity Structuring and Optimization

Whether you’re forming a new business or reevaluating your entity type, we provide tailored guidance on S-corp elections, LLC structuring, and other options to ensure you’re not leaving money on the table.

Tax-Efficient Retirement Distributions

From managing required minimum distributions (RMDs) to optimizing your tax brackets in retirement, we make sure your retirement income works smarter, not harder.

Charitable and Estate Tax Planning

Sacramento clients with philanthropic goals or multigenerational estate plans benefit from our expertise in donor-advised funds, charitable trusts, and other advanced giving strategies that align with your values and reduce your tax impact.

A Fiduciary Partner Sacramento Clients Trust

What Our Clients Are Saying

“I’m thoroughly impressed with the personal time and attention I have received with Towerpoint Wealth—and bottom line, the positive results. I feel fully confident my goals and needs are heard and are taken into account with every step. Joseph and his team are quick to respond to all my questions, and after having experience with many other financial institutions/planners over the years, I cannot recommend Towerpoint Wealth enough—I’ll never leave!”
— Katie Eager

“Getting close to retirement age… I did my due diligence by searching multiple firms. One of the firms was Towerpoint Wealth. Immediately upon entering their office I felt invited and welcomed. This company fit my investment style and temperament. As a small fish in the ocean, they made me feel like a large fish.”
— Jim B.

“Since winding down and now retired, we have moved nearly all of our stock portfolio and cash assets to Towerpoint Wealth and have found the transition convenient and easy. Joseph Eschleman and his team have been very informative and are managing our funds to allow for a balanced conservative growth. If you want to focus more time for family and retirement, we recommend Towerpoint Wealth to manage your funds.”
— Gerardo and Jennie Calvillo

Real Results from Tax Planning in Northern California

A Sacramento business owner came to us preparing to sell his construction company. By implementing a phased exit strategy and optimizing the deal structure, we helped reduce his capital gains exposure by over $300,000—freeing up more wealth to reinvest and support his family’s future.

Serving Sacramento and the Surrounding Region

While our office is based in Sacramento, our clients span across the broader metro area—including Roseville, Folsom, Elk Grove, Davis, and beyond. We bring a deep understanding of the local economic landscape and the regional nuances that impact tax strategy and wealth planning.

Whether you’re running a business, managing a legacy, or preparing for retirement, we deliver a personalized, responsive experience rooted in integrity and results.

Start Building a Smarter Tax Strategy Today

Get in Touch with Our Sacramento-Based Advisors

Ready to take control of your tax future? Schedule a complimentary discovery meeting with Towerpoint Wealth and find out how strategic tax planning can support your long-term goals.

Call us today to get started.

Explore How Our Integrated Approach Can Work for You

Tax planning is just one part of the equation. Discover how our comprehensive wealth management services—investment, retirement, estate, and beyond—work together to build and preserve your wealth, every step of the way.