Fiduciary Financial Advisor in Sacramento, CA

Put your wealth in the hands of a trusted, fee-only fiduciary partner.

At Towerpoint Wealth, we serve Sacramento professionals, retirees, and business owners who want more than a one-size-fits-all plan. As a true fiduciary financial advisor, we provide personalized, conflict-free financial guidance, always placing your best interests first. Whether you’re preparing for retirement, exiting a business, or managing multi-generational wealth, we’re here to help you build long-term financial clarity and confidence.

Why Sacramento Professionals and Business Owners Choose a Fiduciary Financial Advisor

Build your financial future with advice that puts your best interests first.

In Sacramento’s growing business landscape, high-income individuals and entrepreneurs are increasingly turning to fiduciary advisors, those who are legally obligated to act in their clients’ best interests, 100% of the time. And for good reason, in a region where trust, transparency, and customization matter, a fiduciary financial advisor offers unmatched peace of mind.

We work with clients across a range of industries including law, medicine, construction, and tech, as well as family-owned businesses throughout the Sacramento area. These clients value objective, long-term planning, not sales pitches.

What Sets Towerpoint Wealth Apart from Other Sacramento Financial Advisors

Experience, independence, and unwavering loyalty to your financial goals.

Fiduciary Financial Planning

At Towerpoint Wealth, we have zero incentive to push financial products. Our compensation is transparent, and our advice is always unbiased and in alignment with your financial success.

Deep Sacramento Roots, National-Level Expertise

We’re proud to call Sacramento home. Our team understands the local economic landscape, regional tax challenges, and the opportunities available to those building wealth in Northern California. Whether you’re a business owner in Folsom, a farmer in Davis, or a medical professional in Midtown, you’ll benefit from our national-level experience with a local touch.

Integrated Wealth Management Built Around You

As your fiduciary financial partner, we go far beyond portfolio management. Our services include:

• Personalized investment strategy and risk management

• Tax-efficient financial planning

• Retirement income and cash flow strategies

• Estate and legacy planning

• Business succession and liquidity event planning

We coordinate closely with your CPA, attorney, and other professionals in your life (or provide a quality reference if needed), to ensure every piece of your financial picture works together seamlessly.

How We Help Sacramento Business Owners Navigate Complex Financial Transitions

Strategic guidance for exits, succession, and long-term security.

Succession Planning for Family-Owned and Privately Held Companies

If you’re a Sacramento-area business owner thinking about retirement or transferring ownership, now is the time to start planning. Our team specializes in developing tax-smart, emotionally thoughtful succession strategies to protect your legacy and support a smooth transition for your business and family.

Liquidity Events and Tax-Efficient Exit Strategies

Whether you’re preparing to sell your company or receiving a significant payout, the right financial strategy can make a multimillion-dollar difference. In one recent case, we helped a local client structure their exit to reduce tax exposure and allocate proceeds toward a long-term wealth strategy, ensuring their retirement vision became reality.

Client Success Stories from Sacramento and Beyond

Real results, built on trust and long-term partnership.

“I’m thoroughly impressed with the personal time and attention I have received with Towerpoint Wealth—and bottom line, the positive results. I feel fully confident my goals and needs are heard and are taken into account with every step. Joseph and his team are quick to respond to all my questions, and after having experience with many other financial institutions/planners over the years, I cannot recommend Towerpoint Wealth enough, I’ll never leave!”
— Katie Eager

“Immediately upon entering their office I felt invited and welcomed. Jonathan and Steve introduced themselves before I even had a chance to meet Joseph. On our first meeting, Joseph was very knowledgeable, addressed my concerns, interests, and asked about my goals, plans, and future visions. On my next meeting I was presented with a game plan on a white board addressing how the firm can help with my goals and lifestyle wishes. This company fit my investment style and temperament. As a small fish in the ocean, they made me feel like a large fish.”
— Jim B.

“Very impressive. This company fit my investment style and temperament. As a small fish in the ocean, they made me feel like a large fish.”
— Gerardo and Jennie

These testimonials reflect the personal care, financial expertise, and long-term relationships that define our approach.

Is Towerpoint the Right Fiduciary Financial Advisor for You?

If you’re seeking clarity, transparency, and customized strategy, let’s start a conversation

You May Be a Good Fit If You:

• Own or are preparing to sell a business in the Sacramento area

• Are within five years of retirement and need a plan that supports your lifestyle

• Have $1M+ in investable assets and want coordinated advice across taxes, investments, and estate planning

• Value long-term relationships and true fiduciary responsibility

Who We Don’t Serve

We’re not a fit for individuals looking for quick investment tips, one-off consultations, or product-driven financial advice. We believe in building lasting partnerships grounded in trust and transparency.

Start the Conversation with a Sacramento Fiduciary Advisor Who Puts You First

Your future deserves more than a cookie-cutter plan. Let’s build something lasting.

Schedule an initial 20-minute “Ask Anything” complimentary conversation with us today. We offer in-person and virtual meetings to fit your lifestyle and location. Let’s discuss what matters most, to you, your family, and your legacy.