Managing Capital Gains Distributions from Mutual Funds and ETFs As the end of the year approaches, many investors may find themselves surprised by an unwelcome addition to their year-end taxes: year-end capital gains distributions from mutual funds and certain ETFs.  These distributions, typically caused by fund managers selling securities within the fund throughout the calendar […]

What It Means for Investors and the Future of the Dow Jones Industrial Average Index The Dow Jones Industrial Average (DJIA), or “The Dow,” is a popular and widely-followed stock market index, a core benchmark of investor sentiment and economic health. Understanding this 30-stock index is not static, each Dow Jones update reflects shifts in […]

Preparing for the Tax Cuts and Jobs Act (TCJA) Expiration at the end of 2025 and Its Impact on Taxes The clock is ticking on one of the most significant tax overhauls in recent history. As the sun is “set to set” on the Tax Cuts and Jobs Act (TCJA) at the end of 2025, […]

Welcome to the Halloween edition of Trending Today!  While this spooky season is often about tricks, treats, and eerie surprises, when it comes to investing, the real question is whether your choices lead to tricks or treasure.  In this article, we’ll explore the allure of owning gold and precious metals in your portfolio — assets […]

Future-Proofing YOUR Wealth: TPW’s Key Takeaways from the FutureProof 2024 Wealth Management Festival! At Towerpoint Wealth, a cornerstone of our firm’s philosophy is continued professional development, growth, and innovation, and keeping our professional saw sharp. In that spirit, and in the interest of ensuring that we are delivering the highest level of counsel, planning, and […]

How the Change in Current Federal Interest Rates Could Affect YOU? The impact of interest rates on stocks is significant! Interest rate cuts can signal a shift in the financial and economic landscape. For investors, this change in the direction of interest rates on stocks can either be considered a cause for concern or an […]

Calling all entrepreneurs! Transform your small business into a wealth-building machine by leveraging the best small business retirement plan designed to benefit both you and your employees! Choosing the right retirement plan is a pivotal decision for self-employed individuals and small business owners. With a wide variety of options available, each with its own set […]

Harris vs. Trump: 2024’s Election TAX Impact on You! With only two and a half months separating us from the result of the upcoming 2024 US presidential election, it has become an exceedingly unnerving time for some investors. Proposed tax law changes and market sentiment related to the election can considerably impact the financial landscape, […]

If you have been paying attention to finance and politics over the past two years, you are probably aware that ESG (environmental, social, governance) investing has found itself in the political crosshairs, with debates intensifying over its impact on corporate governance and economic performance. Policymakers and stakeholders are scrutinizing the balance between ethical considerations and […]

If you had the option between a guaranteed $100 and a coin toss for $200, what would you pick? Our bet is you’d pick the surefire cash, although the mathematical expectation is about the same either way ($100). The fear of potentially losing the guaranteed $100 outweighs the allure of possibly winning an additional $100, […]

Updated October 24, 2024 -Different industries have their own top players, and in the tech industry, there’s a standout group of powerful high-performers in the sector, known as the Magnificent 7. These stocks have consistently proven their market dominance and innovative prowess, fueling a big advance in the value of their stocks over the past […]

Are you terrified? If you’ve been paying attention to the world’s economic landscape right now, you might be. With unprecedented inflation throughout the years, coupled with the political uncertainty surrounding the upcoming 2024 U.S. presidential election, it’s hard not to feel some paralysis when considering your financial decisions.  If you are feeling more than a […]

Back in 2013, during an interview with Helaine Olen, University of Chicago social scientist Harold Pollack said, “The best financial advice for most people would fit on an index card.” He then elaborated, stating, “If you’re paying someone for advice, you’re likely getting the wrong advice because the right advice is so straightforward.” After comments […]

Introducing Fiduciary Focus, Towerpoint Wealth’s new newsletter for the fiduciary community.  Welcome to the first edition of Towerpoint Wealth’s Fiduciary Group’s Newsletter – Fiduciary Focus. Our growing team is excited to share our brand new newsletter and insightful information with the fiduciary community. At Towerpoint Wealth, our Fiduciary Group brings together 27 years of collective experience […]

It’s that time – the 2024 tax season is upon us! As we embark on the 2024 tax season, many individuals and businesses are gearing up to tackle their financial obligations and maximize their tax benefits. With the ever-evolving landscape of tax laws and regulations, it’s essential to address the top 2024 tax season questions […]

As markets, regulations, and technologies continue to advance, embracing innovative financial tools becomes not only a choice, but a strategic imperative for those aspiring to build and protect wealth and to achieve and sustain financial success. Like using a typewriter in a smartphone world, utilizing old technology instead of new wealth management tools may be […]