Financial Planning in Sacramento, CA Designed for Your Future

Trusted, Comprehensive Financial Planning for Sacramento Professionals and Business Owners

At Towerpoint Wealth, we provide sophisticated financial planning services for individuals, families, and business owners throughout Sacramento, CA and the surrounding region. As a fully independent, fiduciary firm, we deliver personalized strategies that go far beyond basic portfolio management—helping you align your financial life with your personal and professional goals.

Whether you’re preparing for retirement, navigating a business transition, or seeking clarity in a complex financial world, our client-first approach ensures every decision is made in your best interest.

Why Financial Planning Matters for Sacramento-Area Clients

Navigating Complex Financial Decisions with Confidence

Living and working in Sacramento comes with unique financial challenges—from California’s evolving tax landscape to the rising cost of living and real estate. Our clients seek confidence, not just numbers on a statement. We help you make informed decisions that balance lifestyle today with long-term security tomorrow.

Personalized Guidance for Business Owners and High-Income Professionals

Many of our Sacramento clients are business owners, physicians, attorneys, and corporate executives with complex financial lives. We specialize in building customized plans that optimize tax efficiency, support business succession, and create long-term value from liquidity events or concentrated equity positions.

Life Transitions and Legacy Planning

Major life changes—retirement, divorce, inheritance, or the sale of a business—require careful planning and objective support. Our team helps you manage transitions with clarity and compassion, preserving your financial security while positioning your legacy for the next generation.

What Makes Towerpoint Wealth the Right Financial Planner for Sacramento Clients

A Fiduciary Standard of Care—Always

We operate under a strict fiduciary duty, meaning we are legally and ethically obligated to act in your best interest at all times. Unlike firms driven by commissions or product sales, our advice is transparent, independent, and entirely focused on your success.

Holistic Planning That Integrates Every Piece of Your Financial Life

Your financial life is more than just investments. At Towerpoint Wealth, we take a truly comprehensive approach—bringing together retirement planning, tax strategies, estate coordination, and investment management into a single, unified plan that evolves as your needs do.

Local Insights with Global Perspective

We know Sacramento. We’ve worked with professionals, families, and entrepreneurs throughout the region for years. And while we understand the local economy and financial landscape, our capabilities extend far beyond, offering national expertise and global perspective for even the most complex situations.

A Collaborative, Human-Centered Approach

We build deep relationships with our clients—rooted in trust, communication, and long-term vision. You’ll always know who’s managing your plan, what’s being done, and why. We’re not just planners—we’re partners in your financial journey.

Core Financial Planning Services Offered in Sacramento, CA

Retirement Planning & Income Strategies

Build a roadmap to financial independence. From Social Security optimization to tax-smart withdrawal strategies, we help you prepare for a retirement that’s as fulfilling as it is financially secure.

Investment Management Tailored to Your Goals

We design and manage customized portfolios based on your specific risk tolerance, time horizon, and objectives. Our disciplined approach blends risk management with long-term growth strategies, always aligned with your goals.

Tax Optimization & Charitable Giving Plans

Effective financial planning must account for tax impact. We integrate tax-efficient strategies into your financial plan, and assist with philanthropic goals through charitable trusts, donor-advised funds, and gifting strategies.

Estate Planning & Wealth Transfer Guidance

Ensure your legacy is protected and transferred according to your wishes. We collaborate with estate attorneys and CPAs to design a plan that preserves your wealth and supports your family or charitable priorities.

Business Succession & Exit Strategy Support

Selling or transitioning your business? We guide Sacramento business owners through the financial, tax, and lifestyle aspects of succession planning—helping turn years of work into lasting value.

Explore related services like Retirement Planning in Sacramento and Investment Management in Northern California.

Success Stories from Sacramento Clients

From Business Exit to Retirement Confidence

A Sacramento business owner approached us after selling their company, uncertain how to manage the proceeds or sustain their lifestyle. We built a tax-efficient investment and withdrawal strategy that provided peace of mind and ensured their family’s future.

Turning Complexity into Clarity for a Sacramento Legal Professional

A busy attorney with multiple retirement accounts and real estate holdings needed help organizing their financial life. Through our integrated planning, we simplified their structure, improved tax efficiency, and laid the groundwork for early retirement.

What Sacramento Clients Say About Working with Towerpoint Wealth

“Megan’s management of our retirement fund has brought us a sense of comfort for the first time ever. The thoughtful manner in which she explained her forecast was quite unique and comforting. Also as thorough as we had ever experienced previously.”
– Lee W. Miller, Napa Real Estate

“Since winding down and now retired, we have moved nearly all of our portfolio to Towerpoint Wealth. Joseph Eschleman and his team are very informative and are managing our funds to allow for a balanced conservative growth. If you want to focus more time on family and retirement, we recommend Towerpoint Wealth.”
– Gerardo and Jennie Calvillo

“I’m thoroughly impressed with the personal time and attention I’ve received—and the results. Joseph and his team are quick to respond to all my questions. I cannot recommend Towerpoint Wealth enough—I’ll never leave!”
– Katie Eager

“After nearly two years of searching for the right financial advisor, Towerpoint Wealth was the perfect fit. From the first meeting, I felt welcomed and understood. Joseph’s ability to present a thoughtful plan tailored to my retirement goals gave me complete confidence. It’s been a great relationship so far.”
– Jim B.

Want to hear more from our clients? Read additional reviews and testimonials.

How to Get Started with Financial Planning in Sacramento

Schedule a No-Obligation Discovery Meeting

We begin with a conversation—no pressure, no sales pitch. Just a chance to understand your needs and explore how we can help.

Our Proven Planning Process, Step by Step

From discovery to implementation, our process is clear and collaborative. We define your goals, analyze your current financial picture, and deliver a tailored roadmap—with regular reviews to adjust as life evolves.

Clear Communication and Total Transparency from Day One

You deserve to know exactly what’s happening with your money. We offer regular communication, easy-to-understand reporting, and a dedicated advisor relationship you can count on.

Ready to Build a Stronger Financial Future in Sacramento?

Your financial future deserves more than a cookie-cutter plan. At Towerpoint Wealth, we bring clarity, confidence, and compassion to every client relationship. Whether you’re in Sacramento proper or a nearby community, we’re ready to help you create a path to long-term success.

Call us today at (916) 405-9140 or schedule your discovery meeting online. Let’s start building the future you deserve.