West Sacramento Real Estate Investment Meet Up 04.15.2023

April 20, 2023by Towerpoint Wealth

The 9 Tax Planning Secrets Real Estate Investors Wish They Had Known" to the West Sacramento Real Estate Investment Meet Up group.

Towerpoint Wealth April 20, 2023 No Comments

West Sacramento Real Estate Investment Meet Up 04.15.2023

Most investors know, exposure to real estate in a financial portfolio provides opportunities to grow net worth. In America, there are basically two tax systems: one for those in the know, and one for those not in the know. What you don’t know CAN hurt you.

Towerpoint Wealth Management Joseph Eschleman and Associate Wealth Advisor Megan M. Miller recently presented “The 9 Tax Planning Secrets Real Estate Investors Wish They Had Known” to the West Sacramento Real Estate Investment Meet Up group. Here is a recap of the presentation, and the nine tax tips for real estate investors.

Would you like to discuss your specific scenario with us?

Schedule some time with Megan or Joseph!

Sacramento Financial Advisor | Schedule an appointment

Trending Today Subscribe Button

TPW Trending Today

Attorney Portrait

Preparing for the Tax Cuts and Jobs Act (TCJA) Expiration at the end of 2025 and Its Impact on Taxes The clock is ticking on one of the most significant tax overhauls in recent history. As the sun is “set to set” on the Tax Cuts and Jobs Act (TCJA) at the end of 2025, […]

Talk To Us

Top

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}#pojo-a11y-toolbar .pojo-a11y-toolbar-toggle a{background-color:#f26522;color:#fff;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay,#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items.pojo-a11y-links{border-color:#f26522;}body.pojo-a11y-focusable a:focus{outline-style:solid !important;outline-width:1px !important;outline-color:#f00 !important;}#pojo-a11y-toolbar{top:250px !important;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay{background-color:#fff;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items li.pojo-a11y-toolbar-item a,#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay p.pojo-a11y-toolbar-title{color:#333;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items li.pojo-a11y-toolbar-item a.active{background-color:#4054b2;color:#fff;}@media (max-width: 767px){#pojo-a11y-toolbar{top:475px !important;}}.broken_link,a.broken_link{text-decoration:line-through;}.cg-announcements{background-color:#f6f6f6;}.cg-announcements,.cg-announcements a,.cg-announcements a:hover{color:#303030;}.cta-button a{background-color:#f26522;}body .header-wrapper .cta-button a:hover,body .cg-header-fixed .cta-button a:hover{background:#d93;}body .cta-button a{color:#fff;}.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li:hover a,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul > li:hover a,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a:hover,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul > li a:hover,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children > a:hover:after{background-color:#777;}body .cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a,body .cg-submenu-ddown .container > ul > li > a{border-color:#777;}body{background-color:#f8f8f8;}#main-wrapper{background-color:#fff;}#top,.new.menu-item a:after,.bttn:before,.cg-product-cta .button:before,.slider .cg-product-cta .button:before,.widget_shopping_cart_content p.buttons a.button:before,.faqs-reviews .accordionButton .icon-plus:before,.content-area ul.bullets li:before,.container .mejs-controls .mejs-time-rail .mejs-time-current,.wpb_toggle:before,h4.wpb_toggle:before,#filters button.is-checked,.tipr_content,.navbar-toggle .icon-bar,.cg-folding-cube .cg-cube:before,#calendar_wrap caption,.subfooter #mc_signup_submit,.container .wpb_accordion .wpb_accordion_wrapper .wpb_accordion_header.ui-accordion-header-active,.page-numbers li span.current,.page-numbers li a:hover,.product-category-description,.nav-slit h3,.cg-extra-product-options li a:after,.post-tags a:hover,body.single-post.has-featured-image .header-wrapper .entry-meta time,#respond input#submit,#respond input#submit:hover,.content-area footer.entry-meta a:after,body .flex-direction-nav a,body.single-post .content-area footer.entry-meta a:after,.content-area .medium-blog footer.entry-meta a:after,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a:hover:after,.container #mc_signup_submit,.cg-overlay-feature .cg-copy span.subtitle strong,.cg-overlay-slideup:hover .cg-copy,.container .mc4wp-form input[type="submit"],.woocommerce .widget_price_filter .price_slider_wrapper .ui-widget-content,.cg-primary-menu .menu > li > a strong,.project-item a:hover .overlay,.wpcf7 input.wpcf7-submit,.woocommerce a.button.alt,.woocommerce a.button.alt:hover,.widget_pages ul li:before,.widget_meta ul li:before,.widget_archive ul li:before,.widget_categories ul li:before,.widget_nav_menu ul li:before,.woocommerce button.button.alt,.woocommerce button.button.alt:hover,.woocommerce input.button.alt,.woocommerce input.button.alt:hover,.entry-content a.cta-button{background-color:#777;}@media only screen and (max-width: 768px){.project-item a .overlay{background-color:#777;}}.page-numbers li span.current,ul.tiny-cart li ul.cart_list li.buttons .button.checkout,.page-numbers li a:hover,.page-numbers li span.current,.page-numbers li span.current:hover,.page-numbers li a:hover,.vc_read_more,body .wpb_teaser_grid .categories_filter li a:hover,.owl-theme .owl-controls .owl-page.active span,.owl-theme .owl-controls.clickable .owl-page:hover span,.woocommerce-page .container .cart-collaterals a.button,.container .wpb_content_element .wpb_tabs_nav li.ui-tabs-active a,.order-wrap,.cg-product-cta .button:hover,.slider .cg-product-cta .button:hover,.widget_shopping_cart_content p.buttons a.button.checkout,#respond input#submit,.up-sells-bottom h2 span,.content-area .up-sells-bottom h2 span,.related h2 span,.content-area .related h2 span,.cross-sells h2 span,.woocommerce-page .content-area form .coupon h3 span,body .vc_tta.vc_general.vc_tta-color-white .vc_tta-tab.vc_active span,body.error404 .content-area a.btn,body .flexslider,.cg-primary-menu .menu > li:hover{border-color:#777;}.post-tags a:hover:before,.cat-links a:hover:before,.tags-links a:hover:before{border-right-color:#777;}.container .wpb_content_element .wpb_tabs_nav li.ui-tabs-active a:before{border-top-color:#777;}.entry-content a,.cg-blog-article footer a:hover,body .vc_btn3.vc_btn3-color-juicy-pink,body .vc_btn3.vc_btn3-color-juicy-pink.vc_btn3-style-flat,body .vc_btn3.vc_btn3-color-juicy-pink:hover,body .vc_btn3.vc_btn3-color-juicy-pink.vc_btn3-style-flat:hover,.wpb-js-composer .vc_tta-tabs:not([class*=vc_tta-gap]):not(.vc_tta-o-no-fill).vc_tta-tabs-position-top.vc_tta-style-modern .vc_tta-tab.vc_active>a{border-bottom-color:#777;}a,body.bbpress button,.cg-features i,.cg-features h2,.toggle-active i.fa,.cg-menu-beside .cg-cart-count,.widget_layered_nav ul.yith-wcan-list li a:before,.widget_layered_nav ul.yith-wcan-list li.chosen a:before,.widget_layered_nav ul.yith-wcan-list li.chosen a,.cg-menu-below .cg-extras .cg-header-details i,.mobile-header-details .cg-header-details i,blockquote:before,blockquote:after,article.format-link .entry-content p:before,.container .ui-state-default a,.container .ui-state-default a:link,.container .ui-state-default a:visited,.logo a,.container .cg-product-cta a.button.added:after,.woocommerce-breadcrumb a,#cg-articles h3 a,.cg-recent-folio-title a,.content-area h2.cg-recent-folio-title a,.cg-product-info .yith-wcwl-add-to-wishlist a:hover:before,.cg-product-wrap .yith-wcwl-add-to-wishlist .yith-wcwl-wishlistexistsbrowse.show a:before,.widget_rss ul li a,.lightwrapper .widget_rss ul li a,.woocommerce-tabs .tabs li a:hover,.content-area .checkout-confirmed-payment p,.icon.cg-icon-bag-shopping-2,.icon.cg-icon-basket-1,.icon.cg-icon-shopping-1,#top-menu-wrap li a:hover,.cg-product-info .yith-wcwl-add-to-wishlist .yith-wcwl-wishlistaddedbrowse a:before,.cg-product-info .yith-wcwl-add-to-wishlist .yith-wcwl-wishlistaddedbrowse a:hover:before,.widget ul.product-categories ul.children li a:before,.widget_pages ul ul.children li a:before,.container .wpb_content_element .wpb_tabs_nav li.ui-tabs-active a,.container .wpb_tabs .wpb_tabs_nav li a:hover,#filters li a.selected,#filters li a.selected:hover,.widget a:hover,.cg-product-cta a.button.added,.woocommerce-tabs .tabs li.active a,.summary .price ins .amount,.woocommerce div.product p.price,body.woocommerce-page ul.products li.product .price,.blog-pagination ul li.active a,ul.tiny-cart li a.cart_dropdown_link:before,button.mfp-close:hover,body .vc_custom_heading a:hover,body.error404 .content-area a.btn,.no-grid .vc_custom_heading a:hover,.down_arrow,.breadcrumbs-wrapper p.sub-title,.cg-price-action .cg-product-cta a,.prev-product:hover:before,.next-product:hover:before,.widget.woocommerce .amount,.woocommerce nav.woocommerce-pagination ul li span.current,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li > a:hover,.container .wpb_tour.wpb_content_element .wpb_tour_tabs_wrapper .wpb_tabs_nav li.ui-state-active a,.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li .cg-submenu ul li.title a:hover,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li .cg-submenu ul li.title a:hover,body .vc_btn3.vc_btn3-color-juicy-pink,body .vc_btn3.vc_btn3-color-juicy-pink.vc_btn3-style-flat{color:#777;}.owl-theme .owl-controls .owl-buttons div:hover,article.format-link .entry-content p:hover,.container .ui-state-hover,#filters button.is-checked,#filters button.is-checked:hover,.map_inner,h4.widget-title span,.wpb_teaser_grid .categories_filter li.active a,.cg-header-fixed .menu > li .cg-submenu-ddown,body .wpb_teaser_grid .categories_filter li.active a,.cg-wp-menu-wrapper .menu li a:hover,.cg-primary-menu-beside .cg-wp-menu-wrapper .menu li:hover a,.cg-header-fixed .cg-wp-menu-wrapper .menu li:hover a,.container .cg-product-cta a.button.added,h4.widget-title span,#secondary h4.widget-title span,.container .wpb_accordion .wpb_accordion_wrapper .wpb_accordion_header.ui-accordion-header-active{border-color:#777;}ul.tabNavigation li a.active,.wpb_teaser_grid .categories_filter li.active a,ul.tiny-cart li ul.cart_list li.buttons .button.checkout{background:#777;}.tipr_point_top:after,.woocommerce .woocommerce-tabs ul.tabs li.active a:after{border-top-color:#777;}.tipr_point_bottom:after,.content-area a:hover{border-bottom-color:#777;}a,.logo a,#secondary .widget_rss ul li a,.navbar ul li.current-menu-item a,.navbar ul li.current-menu-ancestor a,body.woocommerce ul.products li.product a:hover,#cg-articles h3 a,.current-menu-item,.content-area table.my_account_orders td.order-actions a,body.blog.has-featured-image .header-wrapper p.sub-title a,.content-area .cart-collaterals table a.shipping-calculator-button,.content-area h6 a.email,#secondary .widget_recent_entries ul li a,.breadcrumbs-wrapper p.sub-title{color:#f26522;}.page-container a:hover,.page-container a:focus,body.single footer.entry-meta a:hover,.content-area table a:hover,.cg-blog-date .comments-link a:hover,.widget ul.product-categories li a:hover,.widget ul.product-categories ul.children li a:hover,#top .dropdown-menu li a:hover,ul.navbar-nav li .nav-dropdown li a:hover,.navbar ul li.current-menu-item a:hover,.navbar ul li.current-menu-ancestor a:hover,.content-area a.post-edit-link:hover:before,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul > li a:hover,body .cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a:hover,.cg-submenu-ddown .container > ul > li > a:hover,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul > li a:hover,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a:hover,.blog-pagination ul li a:hover,.content-area .medium-blog footer.entry-meta a:hover,.widget.popular-posts ul li a.wpp-post-title:hover,body .content-area article h2 a:hover,body .vc_custom_heading a:hover,.widget_tag_cloud a:hover,body.woocommerce-page ul.products li.product .button:hover,#secondary .widget_recent_entries ul li a:hover{color:#000;}.dropdown-menu > li > a:hover{background-color:#000;}@media only screen and (min-width: 1100px){.rightnav,.rightnav h4.widget-title{color:#444;}}.cg-primary-menu .menu > li > a{color:#fff;}.cg-header-fixed-wrapper.cg-is-fixed{background-color:#fff;}.cg-header-fixed .cg-primary-menu .menu > li > a{color:#222;}.cg-header-fixed .leftnav a{color:#222;border-color:#222;}@media only screen and (max-width: 1100px){body .cg-menu-below{background:#fff;}}@media only screen and (min-width: 1100px){.cg-menu-below{height:44px;}.leftnav .cg-main-logo img{height:44px;width:auto;}.cg-extras{line-height:44px;}.cg-menu-below,.cg-menu-below .ul.tiny-cart,.cg-logo-center .search-button,.cg-menu-below .leftnav a{line-height:85px;}.cg-menu-below .ul.tiny-cart,.cg-menu-below .cg-extras .site-search{height:85px;line-height:85px;}.rightnav .extra{height:85px;}}@media only screen and (min-width: 1100px){.cg-menu-below{height:85px;}}@media only screen and (min-width: 1100px){.cg-menu-below .leftnav.dynamic-logo-width{width:22%;}.rightnav{width:78%;}}.header-wrapper .overlay{opacity:.23;}@media only screen and (max-width: 1100px){.cg-wp-menu-wrapper .activate-mobile-search,.cg-wp-menu-wrapper .activate-mobile-search .ion-android-search:before{line-height:60px;}.cg-menu-below .leftnav.text-logo{height:60px;line-height:60px;}.mean-container a.meanmenu-reveal{height:60px;}.cg-menu-below .logo a{line-height:60px;}.mean-container .mean-nav{margin-top:60px;}}@media only screen and (max-width: 1100px){.logo img,.cg-menu-below .logo img{max-height:35px;}}.first-footer{background-color:#46454e;}.second-footer{background-color:#46454e;}.footer{background-color:#46454e;}.first-footer,.first-footer h4.widget-title,.first-footer a:hover,.first-footer li{color:#fff;}.first-footer a{color:#d0d0d2;}.second-footer,.second-footer h4.widget-title,.second-footer a,.second-footer a:hover,.second-footer li{color:#fff;}.footer,.footer p,.footer p a,.bottom-footer-right a,.footer-copyright a,.footer-copyright a:hover{color:#fff9f9;}.content-area ul{padding-top:.8em !important;}.wpforms-container-full.form-blue{background-color:#f06530;border-radius:25px;padding-top:1px;padding-bottom:1px;}.wpforms-container{background-color:#f06530;border-radius:25px;padding-top:1px;padding-bottom:1px;}#wpforms-form-75492{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-73568{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-73583{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-73753{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-73761{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-73881{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-74242{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-74299{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-74756{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-75113{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-76184{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-77626{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}#wpforms-form-77625{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}.wpforms-head-container{text-align:center;}.wpforms-field-label{font-weight:700 !important;font-size:.8em !important;}.wpforms-field-label-inline{color:#fff;}.wpforms-field-medium{max-width:100% !important;height:25px !important;}.wpforms-field{padding:5px !important;}div.wpforms-container-full .wpforms-form textarea.wpforms-field-medium{height:120px !important;}div.wpforms-container-full .wpforms-form button[type=submit]{background-color:#45474e;color:#fff;font-weight:bold;font-size:.9em;padding:5px 10px;width:100%;border:1px solid #fff;border-radius:10px;}.vc_toggle_content p{font-size:17px !important;}h3,.content-area h3{font-size:26px !important;}.content-area p{margin-bottom:.8em !important;}.lity .wpforms-confirmation-container-full,div[submit-success]>.wpforms-confirmation-container-full:not(.wpforms-redirection-message){background:#fff;border:none;padding:50px 25px;}.lity .wpforms-confirmation-container-full{background:#f6f6f6 !important;border:none;padding:150px 25px;box-shadow:none !important;}.wpforms-container-full.form-blue.home-banner-form{padding-top:0px !important;padding-bottom:0px !important;}.lity .wpforms-confirmation-container-full,div[submit-success]>.wpforms-confirmation-container-full{margin:0 auto;box-shadow:0 0 15px rgba(153,153,153,.6);font-weight:bold;}.lity-close.contained,.lity-button,.lity-button-no-download{width:fit-content;height:auto;position:static;padding:5px 15px !important;font-size:17px !important;display:block !important;display:inline-block !important;text-shadow:none !important;background-color:#f26522;color:#fff;font-weight:normal;min-width:150px;text-align:center;border:1px solid transparent;line-height:35px;margin-right:5px;}.lity-close.contained:hover,.lity-button:hover{background-color:#fff;color:#f26522;border:1px solid #f26522;}.underline{text-decoration:underline;}:root{--fluid-min-width:320;--fluid-max-width:2550;--fluid-screen:100vw;--fluid-bp:calc(( var(--fluid-screen) - var(--fluid-min-width) / 16 * 1rem ) / ( var(--fluid-max-width) - var(--fluid-min-width) ));}@media screen and (min-width: 2550px){:root{--fluid-screen:calc(var(--fluid-max-width) * 1px);}}:root{--fluid-min-width:320;--fluid-max-width:2550;--fluid-screen:100vw;--fluid-bp:calc(( var(--fluid-screen) - var(--fluid-min-width) / 16 * 1rem ) / ( var(--fluid-max-width) - var(--fluid-min-width) ));}@media screen and (min-width: 2550px){:root{--fluid-screen:calc(var(--fluid-max-width) * 1px);}}:root{--f--2-min:18;--f--2-max:45;--step--2:calc(( ( var(--f--2-min) / 16 ) * 1rem ) + ( var(--f--2-max) - var(--f--2-min) ) * var(--fluid-bp));--f--1-min:20;--f--1-max:52;--step--1:calc(( ( var(--f--1-min) / 16 ) * 1rem ) + ( var(--f--1-max) - var(--f--1-min) ) * var(--fluid-bp));--f-0-min:22;--f-0-max:26;--step-0:calc(( ( var(--f-0-min) / 16 ) * 1rem ) + ( var(--f-0-max) - var(--f-0-min) ) * var(--fluid-bp));--f-1-min:24.6;--f-1-max:26.25;--step-1:calc(( ( var(--f-1-min) / 16 ) * 1rem ) + ( var(--f-1-max) - var(--f-1-min) ) * var(--fluid-bp));}span.image-title{font-family:"Source Serif Pro",serif;font-weight:600;font-size:var(--step--2);display:block;width:80%;margin:0 auto 0;text-align:center;line-height:var(--step--1);padding:100px 0 25px;color:#fff;max-width:1200px;}.image-wrapper .wpb_wrapper{position:relative;display:flex;justify-content:center;}.image-wrapper .wpb_raw_code.wpb_content_element.wpb_raw_html{position:absolute;bottom:7%;}.image-wrapper .vc_column-inner{padding:0;}.orange-container i{font-size:26px;color:#fff;font-family:"Source Serif Pro",serif;font-weight:600;line-height:28px;}@media (max-width: 768px){.orange-container i{font-size:20px;line-height:22px;}}#menu-item-83098{display:none;}@media only screen and (max-width: 1100px){.logo img,.cg-menu-below .logo img{width:191px !important;height:35px !important;}#menu-item-83098{display:inline-block;}}#credentials h2:nth-child(5){margin-bottom:.4rem;}body.page-template-page-full-width .content-area .entry-content .container{width:83vw;max-width:1920px;}@media (max-width:640px){body.page-template-page-full-width .content-area .entry-content .container{width:auto;max-width:1920px;}}div.wpforms-container-full .wpforms-form .wpforms-field-label{font-family:"brandonBold";}div.wpforms-container-full .wpforms-form .wpforms-captcha-question{font-size:14px !important;font-family:"brandonBold" !important;margin-bottom:0px !important;}@media (max-width:640px){#fixedbutton > a > img{height:40px !important;width:148px !important;float:left !important;margin-top:10px !important;}#socMediaIcons{margin-top:8px !important;font-size:25px !important;}}.mean-container .mean-nav ul li.mean-last a{text-align:center !important;}.clientLoginLink{display:none !important;}@media (max-width:1100px){.clientLoginLink{display:block !important;}}.panel{padding:0 18px;background-color:white;max-height:0;overflow:hidden;transition:max-height .2s ease-out;margin:0 !important;}.flex{display:flex;justify-content:flex-start;gap:15px;margin-bottom:32px;}.gated-notice{margin-bottom:32px;font-size:32px;margin-top:32px;font-weight:bold;font-style:normal;}.gated-notice span{color:#f26522;}button.accordion,button.accordion-register{background:linear-gradient(144deg,rgba(252,207,178,1) 0%,rgba(242,101,34,1) 44%,rgba(242,101,34,1) 100%);color:#fff;font-weight:bold;}div#register,div#login{padding:0;}.cg-logo-center,.cg-logo-left{background-color:#fff;}.cg-primary-menu-center,.cg-primary-menu-left{background-color:#f26522;}.cg-primary-menu .menu > li a:before{background-color:#fff;}.cg-primary-menu-below-wrapper{border-top-color:#fff;}.scroller,body.transparent-light .scroller,body.transparent-dark .scroller{background-color:#fff;}.mean-container a.meanmenu-reveal span{background-color:#000;}.mobile-search i{color:#000;}.cg-announcements{background-color:#f6f6f6;}.cg-announcements{border-color:#eee;}.cg-primary-menu .menu > li > a,ul.tiny-cart > li > a,.rightnav .cart_subtotal{font-family:"Source Sans Pro";font-weight:400;font-style:normal;font-size:20px;}.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li > a,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li > a,.menu-full-width .cg-menu-title,.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown .container > ul .menu-item-has-children > a,.cg-primary-menu .menu > li .cg-submenu-ddown ul li.image-item-title a,.cg-primary-menu .menu > li .cg-submenu-ddown ul li.image-item-title ul a,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul .menu-item-has-children > a,.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li .cg-submenu ul li.title a,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li .cg-submenu ul li.title a,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li > a:hover{font-family:"Source Sans Pro";font-weight:300;font-style:normal;color:#fff;font-size:20px;}.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a,.cg-submenu-ddown .container > ul > li > a,.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li .cg-submenu ul li ul li a,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown .container > ul > li .cg-submenu ul li ul li a,body .cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a:hover{font-family:"Source Sans Pro";text-transform:none;font-weight:300;font-style:normal;color:#fff;font-size:17px;}.cg-header-fixed .menu > li .cg-submenu-ddown,ul.tiny-cart li ul.cart_list,.cg-primary-menu .menu > li .cg-submenu-ddown,.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children .cg-submenu li,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children .cg-submenu li,.cg-header-fixed .menu > li.menu-full-width .cg-submenu-ddown,.cg-primary-menu .menu > li.menu-full-width .cg-submenu-ddown,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children .cg-submenu,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children .cg-submenu,.cg-header-fixed .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children .cg-submenu,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul .menu-item-has-children .cg-submenu,.cg-primary-menu .menu > li .cg-submenu-ddown .container > ul > li a{background:#777;}.header-wrapper .overlay{background-color:#f5f5f5;}body,select,input,textarea,button,h1,h2,h3,h4,h5,h6{font-family:"Source Sans Pro";line-height:27px;font-weight:300;font-style:normal;color:#333;font-size:17px;}.content-area .entry-content blockquote,.content-area .entry-content blockquote p,.breadcrumbs-wrapper p,.cg-blog-article footer,body.single footer.entry-meta,.blog-meta,body.woocommerce nav.woocommerce-pagination ul li,.content-area .blog-pagination ul li,.woocommerce .quantity .qty,.woocommerce table.shop_table .quantity input.qty{font-family:Lora;font-weight:400;font-style:normal;}.content-area .entry-content p,.product p,.content-area .vc_toggle_title h4,.content-area ul,.content-area ol,.vc_figure-caption,.authordescription p,body.page-template-template-home-default .wpb_text_column p{font-family:"Source Sans Pro";line-height:30px;font-weight:300;font-style:normal;color:#343e47;font-size:22px;}h1,.content-area h1,h1.cg-page-title,.summary h1,.content-area .summary h1{font-family:"Source Sans Pro";line-height:54px;font-weight:600;font-style:normal;color:#000;font-size:40px;}h2,.content-area h2{font-family:"Source Sans Pro";line-height:40px;font-weight:400;font-style:normal;color:#222;font-size:32px;}h3,.content-area h3{font-family:"Source Sans Pro";line-height:38px;font-weight:400;font-style:normal;color:#222;font-size:23px;}h4,.content-area h4,body .vc_separator h4{font-family:"Source Sans Pro";line-height:32px;font-weight:400;font-style:normal;color:#222;font-size:19px;}h5,.content-area h5{font-family:"Source Sans Pro";line-height:26px;font-weight:400;font-style:normal;color:#222;font-size:17px;}h6,.content-area h6{font-family:"Source Sans Pro";line-height:23px;font-weight:300;font-style:normal;color:#343e47;font-size:15px;}h4.widget-title,.subfooter h4{font-family:"Source Sans Pro";line-height:26px;font-weight:400;font-style:normal;color:#222;font-size:18px;}.cg-header-fixed .menu > li.menu-item-has-children > a:after,.cg-primary-menu .menu > li.menu-item-has-children > a:after{content:none;}#wpforms-form-73568{border:1px solid #fff;border-radius:20px;padding:10px;margin:10px;color:#fff;}.wpforms-container-full.form-blue{background-color:#ddd;border-radius:25px;padding-top:1px;padding-bottom:1px;}div.wpforms-container-full,div.wpforms-container-full .wpforms-form *{background:none;border:0 none;border-radius:0;-webkit-border-radius:0;-moz-border-radius:0;float:none;font-size:100%;height:auto;letter-spacing:normal;list-style:none;outline:none;position:static;text-decoration:none;text-indent:0;text-shadow:none;text-transform:none;width:auto;visibility:visible;overflow:visible;margin:0;padding:0;box-sizing:border-box;-webkit-box-sizing:border-box;-moz-box-sizing:border-box;-webkit-box-shadow:none;-moz-box-shadow:none;-ms-box-shadow:none;-o-box-shadow:none;box-shadow:none;}body.postid-81194 #main-wrapper{background-color:#fff;visibility:hidden;}.cg-primary-menu-center,.cg-primary-menu-left{background-color:#5b5b5d;background:#fff;background:linear-gradient(0deg,rgba(255,255,255,1) 0%,rgba(91,91,93,1) 100%);}.cg-header-fixed .cg-primary-menu .menu > li > a{font-size:14px !important;}.ThisIsATestEntry{display:none;}#posts-wrapper{margin-bottom:50px;}h4.blog-heading{color:#fff !important;font-weight:700 !important;line-height:22px !important;font-size:23px !important;font-style:italic;margin-bottom:0;padding:50px 25px 15px;text-align:center;background-color:#545456;border-top-left-radius:20px;border-top-right-radius:20px;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;min-height:100px;-webkit-box-align:end;-ms-flex-align:end;align-items:flex-end;position:relative;}h4.blog-heading:before{background-image:url("https://cdn-cdmeo.nitrocdn.com/xAIVyyuoKuuDtqksKTgNUNGqNUMTspXc/assets/images/source/rev-3e92772/towerpointwealth.com/wp-content/themes/broker-child/images/white-paper-icon.svg");content:"";position:absolute;left:0;right:0;top:-25px;margin:0 auto;width:65px;height:65px;}h2.sidebar-blog-title{font-family:"Source Sans Pro";line-height:32px;font-weight:400;font-style:normal;color:#222;font-size:19px;font-display:swap;}p.blog-excerpt{font-family:"Source Sans Pro";line-height:28px;font-weight:300;font-style:normal;color:#343e47;font-size:18px;font-display:swap;}a.btn.btn-orange{background-color:#f26522;border-radius:25px;color:#fff;padding:10px 20px;}a.sub-button{display:block;margin-bottom:75px;}a.wp-download{width:300px !important;margin:0 auto !important;}.ea{text-decoration:none;}.eul{list-style:none;margin:0;padding:0;}#sticky-social{left:0;position:fixed;top:200px;z-index:10000;}#sticky-social a{background:#333;color:#fff;display:block;height:50px;font:16px "Open Sans",sans-serif;line-height:50px;position:relative;width:50px;}#sticky-social a span{line-height:35px;left:-120px;position:absolute;text-align:center;width:120px;}#sticky-social a:hover span{}#sticky-social a[class*="twitter"],#sticky-social a[class*="twitter"]:hover,#sticky-social a[class*="twitter"] span{background:#00aced;}#sticky-social a[class*="linkedin"],#sticky-social a[class*="linkedin"]:hover,#sticky-social a[class*="linkedin"] span{background:#007bb6;}#fixedbutton{z-index:10000;bottom:0px;color:white;background-color:#fff;padding:10px;right:0px;position:fixed;width:100%;border:1px solid white;height:70px !important;}#fixedbutton a{color:black;}.vc_custom_1444733628179{padding-top:0px !important;}@media only screen and (max-width: 769px){#sticky-social{display:none;}#fixedbutton{left:50%;left:0px;margin:0 auto;right:0px;}}@media only screen and (max-width: 560px){#fixedbutton{text-align:center;height:120px !important;}#socMediaIcons{float:none !important;display:block !important;margin-right:5px !important;}}@media (max-width: 640px){#twitterIcon{width:22px !important;margin-bottom:4px !important;padding-top:0px !important;}}#text-32 > div > div > div:nth-child(1){padding-left:0px;padding-right:30px;}#text-32 > div > div > div:nth-child(2){padding-left:0px;padding-right:30px;}@media (min-width: 1201px){.footercontainer .first-footer .container{max-width:1920px !important;width:auto;margin:0 auto;}.footercontainer .second-footer .container{max-width:1920px !important;width:auto;margin:0 auto;}}@media (min-width: 1200px){.cg-menu-left .container{width:auto !important;}}.footercontainer ul{font-family:"brandon",sans-serif !important;font-size:18px !important;}.footercontainer li{font-family:"brandon",sans-serif !important;font-size:18px !important;}.footercontainer p:not(.ls-text-layer):not(.ls-layer){font-family:"brandon",sans-serif !important;font-size:18px !important;}.cd-top.cd-is-visible{bottom:60px;visibility:visible;opacity:1;}@media (min-width:1101px) and (max-width:1199px){.cg-primary-menu .menu > li > a{font-size:16px !important;}}