The Fiduciary’s Role in Real Estate: Calculating ROI for Smarter Investments
Welcome to the Fall edition of Towerpoint Wealth’s Fiduciary Group’s Newsletter – Fiduciary Focus! As fiduciaries, we recognize the importance of safeguarding our clients’ assets. Our goal is to equip
A Looming Tax Problem Ahead: Are You Prepared?
Preparing for the Tax Cuts and Jobs Act (TCJA) Expiration at the end of 2025 and Its Impact on Taxes The clock is ticking on one of the most significant
Trick or Treat? Can GOLD Be Beat in 2024?
Welcome to the Halloween edition of Trending Today! While this spooky season is often about tricks, treats, and eerie surprises, when it comes to investing, the real question is whether
TPW Getting Our Learn On!
Earlier this week we hosted a continuing education event for our Wealth Advisors focused on reverse mortgages. Featuring Scott Roseveare, President and Founder of Live Better Financial, the session explored key
What You Missed at Future Proof 2024: Innovative New Financial Trends
Future-Proofing YOUR Wealth: TPW’s Key Takeaways from the FutureProof 2024 Wealth Management Festival! At Towerpoint Wealth, a cornerstone of our firm’s philosophy is continued professional development, growth, and innovation, and
How do Interest Rates Affect the Stock Market?
How the Change in Current Federal Interest Rates Could Affect YOU? The impact of interest rates on stocks is significant! Interest rate cuts can signal a shift in the financial
Exploring the Future of Wealth at FutureProof Festival 09.16.2024
Our Partner, Wealth Advisor, Jonathan LaTurner, and Director of Research and Operations, Nathan Billigmeier, are attending FutureProof, the world’s largest wealth management “festival,” in Huntington Beach, where they are already immersed
Retirement Planning Simplified: Our Top Tips for Self-Employed and Small Business Retirement Plans 09.06.2024
Calling all entrepreneurs! Transform your small business into a wealth-building machine by leveraging the best small business retirement plan designed to benefit both you and your employees! Choosing the right
Proposed Tax Changes 2024: What Investors Should Know 08.23.2024
Harris vs. Trump: 2024’s Election TAX Impact on You! With only two and a half months separating us from the result of the upcoming 2024 US presidential election, it has
Towerpoint Wealth Featured on Sacramento Business Journal 08.16.2024
Our recent expansion has led to a Sacramento Business Journal feature of our firm! We evaluated seven different new physical office locations, but decided to stay in the BMO Tower
What’s Next for ESG Investing? 5 Emerging Trends for Socially Responsible Investors 08.09.2024
If you have been paying attention to finance and politics over the past two years, you are probably aware that ESG (environmental, social, governance) investing has found itself in the
Considering the Effects of Inflation and Deflation 08.02.2024
Welcome to the second edition of Towerpoint Wealth’s Fiduciary Group’s Newsletter – Fiduciary Focus! As we are also held to a fiduciary standard, we understand the weight of our
The Price of Panic: How Loss Aversion Can Amplify Investment Losses 07.26.2024
If you had the option between a guaranteed $100 and a coin toss for $200, what would you pick? Our bet is you’d pick the surefire cash, although the mathematical
Will the Magnificent 7 Stocks REMAIN Magnificent Throughout 2024?
Updated October 24, 2024 -Different industries have their own top players, and in the tech industry, there’s a standout group of powerful high-performers in the sector, known as the Magnificent
How a Financial Advisor Helps You Protect and Grow Net Worth 07.07.2024
Building and Protecting Personal Net WorthEmotional Awareness – Strike a Balance between Life Now and Planning for LaterFinancial Advisor vs Financial PlannerFind a Financial Advisor Who Will Understand Your Specific
Dollar-cost Averaging 03.05.2021
We hear people say it all the time. “I’m just waiting for the stock market to pull back, and then I’ll invest more” or “I’m going to build my cash
Student Debt: Tackle it Now!
Student Debt | You’ve graduated college, there is so much to look forward to and be excited about! Your first professional job, making money, traveling to new places, meeting new
Rental Passive Activity Losses
Do you invest in #rentalrealestate? Are you considering doing so? You have heard about the potential #taxdeductions and benefits, right? Not so fast! Watch this quick video from our Wealth
Funding a “Backdoor” Roth IRA
Do you have the enviable problem of NOT being able to contribute to a tax free Roth IRA every year because you make too much money? Click to watch the video below from
Suitability vs. Fiduciary
When hiring a financial advisor, you expect him or her to always act in your best interests, 100% of the time, right? Unfortunately, this is not always the case. Click below and
Rich vs Wealthy
Would you rather be rich or wealthy? Do you know the difference? The small financial decisions we make today will have a huge impact on our future. Click below and take
Coffee At Home – Investing early
Investing early and making intelligent incremental monetary decisions usually leads to BIG THINGS, it just takes time and discipline. Click below and take 60 seconds to watch Matt Regan, CPA, MBT –
Retirement Account Rollovers | One Minute Tax Tips
This week’s One Minute Tax Tip – old 401(k) and retirement account rollovers! Many people have a retirement account held with a previous employer, but oftentimes don’t know what to
“Encouragement” – Your 2021 Financial Goals | One Minute Tax Tips
Instead of a “regular” One Minute Tax Tip, this week our Wealth Advisor, Matt Regan, brings you encouragement. Encouragement to reflect not only on your 2020 financial accomplishments, but also
Steve Pitchford’s ESG / Sustainable Investing Whitepaper Published on EFTDB.com
The comprehensive whitepaper focusing on ESG and sustainable investing, recently written by our Director of Tax and Financial Planning, Steve Pitchford, was published within etfdb.com’s ESG channel on December 17. Steve’s report provides a detailed
Life Insurance | One Minute Tax Tips
This week’s #OneMinuteTaxTip from our wealth advisor, Matt Regan, who shares an interesting personal message while weaving in why it is so important to consider including #lifeinsurance into your #financialplan. Watch Matt’s video below to better
Donor Advised Funds (DAF) | One Minute Tax Tips
This week’s One Minute Tax Tip discusses managing your #charitablegiving in a tax-smart way by considering opening and funding a DAF, or donor advised fund. In addition to the benefit of potentially receiving an
One Minute Tax Tips – Roth IRA conversions
Wealth advisor Matt Regan, with the first in a weekly series, One Minute Tax Tips, discussing Roth IRA conversions. In today’s low (and possibly temporary) current income tax environment, considering paying some tax
24 Karat Shine or Pyrite for Your Portfolio?
By: Nathan Billigmeier, Director of Research and Analytics From ancient civilizations to modern society, humans have always had a fascination with gold. The yellow metal has been used as currency,
Lemonade out of Lemons
14 STRATEGIC IDEAS TO CONSIDER DURING THE CORONAVIRUS CRISIS Towerpoint Wealth – Special Report Obviously none of us can control the financial markets, the economy, or decisions that our elected
Joseph Eschleman has launched Sacramento, California-based Towerpoint Wealth
July 26, 2017, Joseph Eschleman has launched Sacramento, California-based Towerpoint Wealth with Lori McKinney and Nathan Billigmeier, all of whom are joining from Wells Fargo Advisors. A team of advisors
TPW Winter Vests Are In! 02.09.2022
The entire TPW family was proudly rocking their new company-branded winter vests today at the office. Everyone is excited at how both warm and chic their new gear is, and
Another Happy TPW Client! 01.31.2022
At Towerpoint Wealth, we fully recognize that our clients are our lifeblood, and very little makes us happier than to have the privilege of working side-by-side with great, hard-working people
President Joseph Eschleman Earns New Digital Assets Credential 1.7.2022
Earlier this week, our Joseph Eschleman, earned his Certificate in Blockchain and Digital Assets from the Digital Assets Council of Financial Professionals. The Certificate in Blockchain and Digital Assets course is the only certificate
TPW Pre-Thanksgiving Celebration! 11.30.2021
When the cat’s away, the mice ???? will play… The happy TPW family, minus President Joseph Eschleman, enjoyed a pre-Thanksgiving lunch (and #oysters) last week at Camden Spit & Larder in downtown Sacramento!
2021 Dynasty Financial Partners Investments Forum in NASHVILLE 11.17.2021
In addition to the venue (Music City!), the lineup of talent and the level of content was truly amazing at this year’s Dynasty Financial Partners Investments Forum. Our President, Joseph Eschleman, Partner, Wealth
TPW Participates in Jesuit HS Back to School Drive 07.26.2021
Most of the Towerpoint Wealth team spent some time this morning prepping new backpacks full of #backtoschool supplies we purchased for low income and homeless students in the greater-Sacramento area. Cheers and ???? to Jesuit
Towerpoint Wealth Gives to the Homeless 06.16.2021
Part of the Towerpoint Wealth culture is to regularly volunteer as a work family and find opportunities to give back to our community. Yesterday, in conjunction with the Cathedral of the Blessed Sacramento
Towerpoint Wealth Co-Sponsored Educational Event with First Citizens Bank 06.11.21
“Coming together is a beginning. Keeping together is progress. Working together is success.” -Henry FordWe feel sincerely fortunate and grateful for the partnership our firm has with First Citizens Bank here in
What is Cryptocurrency? Why would you want to own it? 06.07.2021
Educational Webinar Event Date of Event: June 23, 12:00 – 12:45 PM PST Featured Speaker: Christopher King, CEO and Founder, Eaglebrook Advisors Bitcoin and Ethereum are two of the most popular of the more than
ESG, Sustainable, and Responsible Investing – A Conversation 04.19.2021
ESG (Environmental, Social, and Governance), sustainable, and responsible investing have evolved from a peripheral and misunderstood investment concept to a mainstream philosophy that now includes more than 500 sustainability-focused index funds amounting to more than
*In-Person* Happy Hour Professional Networking with First Citizens Bank! 04.14.2021
Professional networking actually happening in person! ???? The reason why we feel at Towerpoint Wealth that First Citizens Bank is the *best* local bank in the greater-Sacramento area is because of their talent.
The American Rescue Plan – Do YOU Qualify for Stimulus? 04.09.21
The American Rescue Plan Act 2021 is a $1.9 trillion COVID-19 economic relief package signed into law by President Biden just a few weeks ago. Click below to watch our President, Joseph Eschleman, outline how &
Sacramento’s WHITE HOT Residential Real Estate Market! 04.02.21
Recently, our President, Joseph F. Eschleman, sat down at Old Soul Co. for a cup of coffee with 33-year-veterean real estate agent Brian Kassis, of RE/MAX Gold, sharing an in-depth discussion about the current and
The GameStop Hurricane – Who Cares??!! 01.28.2021
GameStop stock – what is all the hubbub bout? Should you even care? Watch the 90 second video message below from our President, Joseph Eschleman, to set your head straight, find
Time to Relax!
A hard earned after-work #cocktail yesterday afternoon for our Director of Operations, Lori Heppner, and Client Service Specialist, Michelle Mazzulla Venezia. We feel fortunate that the #TPWculture we have built extends outside of the
Crisis Control – Israel, Gaza, and Investing During Times of War 10.20.2023
BAD NEWS. There is never a shortage of it. And unfortunately, a crisis control mindset is essential when it comes to managing your portfolio through periods of great uncertainty, like
How the AI User Experience Can Enhance Your Daily Life! 10.06.2023
Picture this: It’s a brisk Monday morning, and as you groggily shuffle to the kitchen for your daily caffeine fix, a friendly voice chimes in from your countertop speaker, “Good
A Wealth Management FESTIVAL? Future Proof 2023! 09.22.2023
While many of us were “stuck” in our offices tied to our computer screens last week, three of Towerpoint Wealth’s finest were in Surf City USA, soaking in not only
CDs are passé with T-bill rates today! 09.01.2023
When taking a closer look at T-bill rates today versus bank CD best rates, it becomes easier to see why owning a Treasury bill trumps owning a certificate of deposit,
The American Dream! Is a College Degree the Economic Key? 08.04.2023
Could it be that Benjamin Franklin was wrong when it comes to the American Dream? Is achieving the American Dream easier after earning a college degree? Or is a college education overvalued,
Money and Marriage – Getting Hitched Pays! 07.21.2023
“It’s not so much who wears the pants, but how much money is in the pockets.” Money and marriage often dance together in a delicate waltz of financial decisions and
What is Your ROI For Real Estate? 07.07.2023
ROI, or return on investment, measures the profit earned on an investment after all costs of the investment are deducted. ROI for real estate is simply a measurement of the return on an
FIRE Investing for Financial Independence! 06.23.2023
In the realm of investing, where opportunities crackle and fortunes are forged, there exists an incandescent area known as FIRE investing. FIRE is an acronym for Financial Independence, Retire Early, and as the flames of
Prognosticate at Your Own Peril! 06.09.2023
Predicting the future is an intriguing and complex endeavor that has captivated human imagination throughout history. And although the Simpsons have somehow consistently done it well, in real life it has also repeatedly
The GREED and FEAR Index – Greed Could Be Good? 05.26.2023
Michael Douglas won critical acclaim and the 1988 Academy Award for Best Actor in a Leading Role for playing him in Oliver Stone’s Wall Street. And whether you love or despise the notorious
The Debt Ceiling in America – Why it MATTERS! 05.03.2023
What’s the deal with the debt ceiling in America, and is it important for investors? A dramatically accelerated timeline for lawmakers to negotiate was established on Monday, as Treasury Secretary Janet
9 Tax Benefits of Real Estate Investing 04.21.2023
Most of us recognize that taking a diversified approach to investing is a sound philosophy. There are a myriad of different ways for investors to build and grow their net
A Bailout for Banks, Again? Well, Kind Of 03.24.2023
Following the deep wounds created by the still-fresh memory of the Global Financial Crisis (GFC) of 2007-2008, many are wondering if another bailout for banks is as regulators attempt to stave off a banking crisis
Investing Like The Best – Warren Buffett! 03.10.2023
Investing like the best is oftentimes simple, but not necessarily easy. It’s important to be prudent and disciplined, and one way to do this is to try to understand and embrace the
LIGHT THE BEAM: The Economic State of Downtown Sacramento 02.24.2023
If you’ve been to a Sacramento Kings home game this year at the Golden1 Center in downtown Sacramento during a game where the team emerges victorious, then you’ve certainly heard (and perhaps
