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Ideal Client

Clients of Towerpoint Wealth come from various backgrounds, but all share a common goal–to grow and preserve their wealth, and to either achieve, or maintain, their financial independenceWe believe most of our clients value what money can do for them, but do not have the time, depth of knowledge, or interest to properly coordinate all of their financial affairs, research their own investments, or design a successful longer-term financial plan. Instead, they seek a team of professionals that can help them make objective and smart decisions about their financial future. Our clients include pre-retirees, retirees, business owners, corporate executives, industry professionals, and individuals who have recently experienced a significant life event, such as the death of a spouse, a divorce, or a job or career change.

Ten Attributes of a Towerpoint Wealth Ideal Client

  • Are willing to be open with us about their personal and
    financial lives.
  • Have reasonable expectations about things out of anyone’s control, such as the financial markets, the economy, and politics.
  • Have at least one of the following criteria:
         → A personal net worth of $2,500,000
         → Personal household income of $250,000
         → Personal investable assets of $750,000
         → An entrepreneur with gross business revenue of $5,000,000
         → A business with a company retirement plan of $2,000,000.
  • Are able to handle the truth, no matter what, and demonstrate a willingness to synthesize, accept, and act on our recommendations and counsel.
  • Seek a comprehensive relationship that accounts for all aspects of their financial and economic lives.
  • Respect the value of our relationship and our fee structure.
  • Understand the difference between not micro-managing, yet not completely falling asleep at the wheel.
  • Are responsive to phone calls, letters, and emails.
  • Welcomes and appreciates our high-touch team approach to client service.
  • Are coachable, open to having meaningful dialogue, and are willing to ask questions and to challenge our advice and recommendations.

Towerpoint Wealth Sacramento Ideal Client

Wealth Management Fees

Towerpoint Wealth offers professional wealth management planning, counsel, and service for an annual asset-based fee, based on the amount of assets under the Firm’s management. This management fee is generally determined in accordance with the following blended fee schedule:

fee only financial planner sacramento | Ideal Client Advisory Fees

The annual fee is prorated and charged quarterly, in advance, based upon the market value of the assets being managed by Towerpoint Wealth on the last day of the previous billing period. If assets in excess of $50,000 are deposited into or withdrawn from an account after the inception of a billing period, the fee payable with respect to such assets is adjusted to reflect the interim change in portfolio value. For the initial period of an engagement, the fee is calculated on a pro rata basis. In the event the advisory agreement is terminated, the fee for the final billing period is prorated through the effective date of the termination and the outstanding or unearned portion of the fee is charged or refunded to the client, as appropriate. Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g., held-away assets, accommodation accounts, alternative investments, etc.), Towerpoint Wealth may negotiate a fee rate that differs from the range set forth above.

Curious what the average financial advisor fees across the U.S. are? Click here to read a detailed 2017 report from Advisory HQ: https://www.advisoryhq.com/articles/financial-advisor-fees-wealth-managers-planners-and-fee-only-advisors/

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